Collin County’s Chapter 13 Bankruptcy Attorney
Veronica Deaver: Bankruptcy Attorney In Collin County
So What Is Chapter 13 Bankruptcy?
By nature, Chapter 13 bankruptcy is suited for people who, despite their debts, have retained a steady source of income. In fact, Chapter 13 bankruptcy is often referred to as the ‘wage-earner’s’ bankruptcy. Unlike Chapter 7 bankruptcy, which liquidates many debts immediately, Chapter 13 bankruptcy involves a negotiation of repayment.
Chapter 13 bankruptcy allows filers to reorganize debts and create repayment plans for the next three to five years. START HERE
File For Chapter 13 To Avoid Foreclosures, Evictions & Repossessions
Known as the wage-earner’s plan, Chapter 13 bankruptcy allows those still able to earn an income to develop a path to repaying all their debts. Under the Chapter 13 rules, debtors create a reasonable plan to repay creditors in pre-fixed installments over a period of three to five years. The time is dependent on your level of disposable income. Regardless of your income and the attending installment period, creditors are forbidden from making efforts to collect further sums.
Chapter 13 bankruptcy is suited for those who wish to make a more detailed plan for repayment. They tend to have a more stable income, which allows for a three-to-five year plan for repayment. The advantages are many. Filing for Chapter 13 bankruptcy offers the following benefits:
Keep in mind that Chapter 13 bankruptcy is a bit more complicated than Chapter 7. On top of your existing burdens, you have to create a plan that you absolutely must stick to—making it utterly crucial that you partner with an attorney with a long track record. The Law Offices of Veronica Deaver will make certain that you retain all rights and options, find the most effective and realistic path out of debt, and protect you from surreptitious creditors who may try to take advantage of you during the bankruptcy process.
Partnering With The Law Office Of Veronica Deaver
The Law Office of Veronica Deaver works with you on an individual basis to create the best plan for your particular situation. We begin with a free consultation. Far from urging you along to start the proceedings, we take the time to listen to your situation in complete detail. Our first goal is to make sure that we can all agree on the best path forward. We cannot and will not do so until we have your total confidence.
Once we have agreed that Chapter 13 is the right course of action, we create a detailed, nuanced plan. We plan for every possibility and preempt any possible problem areas. Regarding Chapter 13 bankruptcy, we understand two very important factors:
Am I Eligible For Chapter 13 Bankruptcy?
As mentioned above, to be eligible for Chapter 13 bankruptcy, you have to meet certain wage criteria. The only way to know for certain, however, is to contact Veronica Deaver’s team at 214-282-5024 for a free consultation. You will be partnering with an experienced bankruptcy attorney in North Dallas, Collin County, Cooke County, Hunt County, Grayson County, Denton County, and Rockwall County combined.
Contact The Law Offices Of Veronica Deaver Today
The Law Offices of Veronica Deaver have helped hundreds of individuals, families, and businesses dig their way out of debt through Chapter 13 bankruptcy. Our in-depth understanding of the Chapter 13 filing ensures that every detail is covered, protecting you from the unfair tactics of creditors.
For a free consultation, contact a bankruptcy attorney who understands your rights to the letter of the law, and who will fight to protect them.
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Contact Us today to Schedule A Free Phone Strategic Planning Session
We believe that you are entitled to outstanding representation. It is my understanding that anyone is one job loss or one unexpected emergency away from the need for a bankruptcy attorney. All of my clients are good people who have been the victims of bad circumstances. At this firm, you will meet with an attorney at your initial consultation at no charge to you. We can provide a free estimate at this time.
We file consumer bankruptcy cases in the Eastern District of Texas Sherman Division which includes all of North Texas. This covers all of Collin, Cook, Dallas, Denton, Grayson, Hunt, and Rockwall counties.
