Handling Foreclosures and Repossessions in North Texas
Partnering With The Law Offices Of Veronica Deaver
Attempting to keep up with past due payments on your home as foreclosure looms overhead can be extremely stressful. Even more difficult is the prospect of going it alone. Many people in your position often feel there’s little recourse. With banks and creditors calling at all hours, spamming your email, sending a barrage of text messages, and even knocking on your door, you are left defenseless to their aggressive methods. Without a knowledgeable and experienced attorney, it’s almost impossible for you to discern which of their tricks are unethical, if not outright illegal.
In scheduling a free consultation with Veronica Deaver, you are taking immediate steps to protect your home and your future.
Veronica Deaver and her McKinney, TX team have been working in bankruptcy, foreclosure, and repossession for years.
- An unparalleled grasp of the law and its applications in both trial and litigation.
- A unique ability to understand your fears, confusions, and uncertainties.
How Can I Avoid Foreclosure?
Typically, Chapter 13 bankruptcy offers the best path to avoiding foreclosure. During your free consultation, Veronica Deaver can help you begin creating a repayment plan that conforms to the rules and regulations of a Chapter 13 filing. There are also other paths to avoid the loss of your home. We will do whatever is most effective and necessary to find the right solution for you. If you manage to file for bankruptcy prior to foreclosure, it’s very likely that you will save your home. The Chapter 13 plan provides you up to five years to repay your missed mortgage payments. Whether you owe $1,000, $20,000 or more, we curate a workable plan for you and your family.
Repossessions: What You Need To Know
- An unparalleled grasp of the law and its applications in both trial and litigation.
- A unique ability to understand your fears, confusions, and uncertainties.
How Can I Deal With Or Avoid Repossession?
Monitor Your Credit Report and Credit History
Monitor Your Credit Report and Credit History
A new vehicle isn’t the right choice for everyone. Instead of taking out a hefty car loan, consider opting for a used vehicle you can pay for in full. Balance your priorities.
Stay on Top of Your Loan Payments
Create a budget for all your finances and leave plenty of room for your car note. Your car loan payment should be just as important as your rent and utilities!
Monitor Your Account Balances
We always recommended enabling alerts on your mobile banking app, if possible. These features allow you to receive alerts when your balance is too low or when suspicious credit card activity is detected. This can help you keep your budget in the forefront of your mind each day, instead of being relegated to a weekly or monthly check-in.
Whether you contact us before or after your car has been repossessed, our team will immediately begin building a plan tailored specifically to your circumstances.
Attempting to fight repossession on your own is a loser’s bargain. Even if you succeed in preventing repossession in the short term, it’s highly unlikely that you have:
- Refinanced or solved your existing debt burden
- Organized a plan for managing your total debt package
- Kept creditors from accosting you for further payments on interest or more recent debt
- Resolved the stress and confusion caused by overwhelming debt
For More Information About Foreclosures & Repossessions, Contact The Law Offices Of Veronica Deaver Today
The threat of property foreclosure and repossession can bring your life to a total halt. The stress alone can make it all but impossible to see the light at the end of the tunnel. The fact is, without a trusted attorney with the right knowledge and experience in foreclosure, repossession, and bankruptcy, you might never get there. This isn’t your fault. When drowning in debt, it’s simply too difficult for a borrower to overcome the repayments, interest, fees, threats, fear, and confusion.
Fortunately, scheduling a free consultation with The Law Offices of Veronica Deaver gives you a second chance at financial stability. With offices located in McKinney, TX, Veronica Deaver serves people across North Dallas, Collin County, Cooke County, Hunt County, Grayson County, Denton County, and Rockwall County.
You don’t deserve a life of financial insecurity. Call now, and allow us to lead you past this difficult time toward a life of financial freedom.
Request Your FREE Consultation Today
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Contact Us today to Schedule A Free Phone Strategic Planning Session
We believe that you are entitled to outstanding representation. It is my understanding that anyone is one job loss or one unexpected emergency away from the need for a bankruptcy attorney. All of my clients are good people who have been the victims of bad circumstances. At this firm, you will meet with an attorney at your initial consultation at no charge to you. We can provide a free estimate at this time.
We file consumer bankruptcy cases in the Eastern District of Texas Sherman Division which includes all of North Texas. This covers all of Collin, Cook, Dallas, Denton, Grayson, Hunt, and Rockwall counties.